Case Study - Powering cross-border financial infrastructure for Africa’s inclusive lenders
Encodev Labs helped build a modern, flexible financial platform for Letshego that enables cross-border interoperability, supports multi-channel payments, and integrates seamlessly with critical systems like AML, KYC, loan origination, and core banking.
- Client
- Letshego Group
- Year
- Service
- Financial infrastructure, API gateway, Payment switching, Systems integration
Overview
Letshego operates in over 10 African countries, serving millions through inclusive financial services. But with siloed systems and fragmented infrastructure, scaling innovation across regions was difficult. They needed a unified backend that could handle complexity, support growth, and drive consistency across their markets.
We partnered with Letshego to build a flexible financial infrastructure platform that bridged the gap between legacy systems and modern innovation. The platform supports multi-channel payment switching—across MNOs, GHIPSS, NIBSS, and bank APIs—and enables secure integrations with KYC, AML, loan origination platforms, and core banking systems.
Crucially, it also served as a foundation for interoperability across markets—supporting cross-border consistency in operations and data flow while enabling third-party vendors to plug in and build new capabilities on top.
The result? A highly extensible platform that powers Letshego’s vision of inclusive finance with agility, scale, and confidence.
What we did
- Multi-channel payment switching
- API gateway design
- Cross-border infrastructure
- AML/KYC integrations
- Loan origination systems
- Core banking integration
- Interoperability framework
- Countries supported
- 10+
- Integrated platforms
- 6
- Uptime on transactions
- 100%
- of customers reached
- Millions